Online Car Insurance
Online Car Insurance
20 years ago, “online car insurance” was not even a thought. In fact, not many people outside of the insurance industry even knew how to find it. There was no mention of the internet in any conversation I ever had with anyone, and the only thing people outside the industry knew about was that there was a Stuff-up with the utilities, like electricity, water, and so on. Because of that, insurers didn’t want to give people online car insurance, because they didn’t want their current customers to go to the website.
But the consumer only wants to take advantage of the internet when it comes to getting the cheapest online car insurance they can. And so, the insurer strikes the balance between delighting and frustrating customers by putting together a nice online package to start with, before delivering the product in the mail – with a proviso, of course, being that the customer had clearly read the small print beforehand.
However, companies are beginning to consider that there might be a different group of customers out there from those they already have. For example, if you are a member of a classic car club, you are probably already benefiting from discounted rates offered by many of the major insurers, and the internet is a great way to get lower quotes. But if you are a younger driver who has never had a record in the insurance industry, you are probably going to get a rude welcome when she upgrades from paying her regular premium to higher premiums because she has just signed up with the “new” insurer.
I have seen in the past that when a driver’s license has been suspended or revoked, the insurance company tends to drop them almost immediately, because they are considered to be a higher risk. That’s why it pays to have a second driver’s license. But if you are just starting with your first policy, and you don’t have a record, it would be wise to start working towards getting one. And once you get one, keep promoting your safe driving record and you’ll soon be able to get some reasonable rates.
The fact that the internet is a efficient money Making machine is bring to mind another question, why should the average person look for ways to make their pay on the internet? Well, online insurance quotes are one of the most efficient ways to get the best deals on auto insurance, and getting a free insurance quote is much easier online, with low overhead costs the norm. So investing is always a good idea, and using the internet is not just good for the sake of making investment but for immediate savings: many auto insurance companies add in per-car costing, so checking around can really cut down on the amount you are paying now.
So why not take some time to start making your Pay As You Go auto Insurance payments?